Checkout on Tokoo: Payment Options, Receipts and Coupons Explained
How checkout actually works on a Tokoo store: manual payment methods with in-app receipts, the optional online gateway, and coupons — plus delivery vs pickup.
18 September 2026 · 3 min read
Checkout is where a browsing shopper either becomes a paying customer or abandons the cart — and it's the part of an e-commerce platform that has to work exactly right. Here's exactly how it's built on Tokoo.
Manual payment methods, free on every plan
A merchant can independently switch on bank transfer, Touch 'n Go eWallet, DuitNow QR and cash on delivery — each toggled separately in settings, so a store can offer exactly the mix its customers actually use, with no gateway account required. The order is logged as "Pending confirmation" the moment it's placed; the customer uploads their payment receipt right in the order page (no receipt needed for COD), and the merchant checks it and confirms. Payment proof stays with the order instead of getting lost in a chat.
The online payment gateway
From the Starter plan, a store can connect ToyyibPay to accept FPX and card payments with automatic confirmation — no manual bank-transfer screenshots to reconcile. It runs alongside manual methods rather than replacing them, so a shopper still sees whichever options the merchant has enabled.
| Manual methods | Online gateway | |
|---|---|---|
| Plan required | Every plan, free | Starter and up |
| Confirmation | Merchant checks the receipt and confirms | Automatic |
| Setup needed | Toggle on in settings, add your account details | Connect a ToyyibPay account |
Coupons, on every plan
Coupons support percentage or fixed-amount discounts, a minimum spend threshold, a total redemption cap, and a per-customer usage limit — applied storewide at checkout, and available on every plan including Free.
Delivery vs pickup, and checkout without signing up
Merchants can independently enable ship-to-address and self-pickup, with an optional map and opening hours shown for pickup. Customers don't need to register first: they check out with a phone number and email, an account is created for them automatically, and they get an email to view the order and set a password later.
What checkout on Tokoo covers
- Independently toggled manual payment methods, free on every plan
- In-app payment receipt upload and merchant confirmation
- Optional online gateway with automatic confirmation
- Coupons on every plan
- Checkout without signing up first
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See plansFrequently asked questions
Can customers place orders through WhatsApp on Tokoo?+
No — orders go through the store's checkout so stock, payment proof and order status stay in one place. Your WhatsApp number is still used for customer service: a floating chat button, a footer contact link, and an optional "Ask about this on WhatsApp" link on product pages.
What payment methods can a Tokoo store accept?+
Manual methods — bank transfer, Touch 'n Go eWallet, DuitNow QR and cash on delivery — are available on every plan. An online gateway (ToyyibPay, for FPX and card payments with automatic confirmation) is available from the Starter plan.
Do coupons cost extra on Tokoo?+
No. Coupons — percentage or fixed discounts, minimum spend, usage caps — are included on every plan, including Free.
Can customers check out without creating an account?+
Yes. They enter a phone number and email at checkout and an account is created for them automatically, so they can still see their order history later.
Sources
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